What is the difference between a 401k with mutual funds and a 401k with a group annuity or insurance product?

What is the difference between a 401k with mutual funds and a 401k with a group annuity or insurance product?

Our company has to decide between going through ADP which can offer us 130 mutual funds that are a shares or Transamerica which is an insurance product or group annuity. The monthy fee to administer the 401k with ADP (they do our payroll too so it supposed to be easier) is $90 per month. Expense ratios range from .75% to 1.5% depending on which mutual fund. The fees with the Transamerica product has $50 per month in fees but we have to commit for several years and there are surrender charges. Also the sales guy said there are no hidden fees From reading online that sounds like he may be lying. Anybody have any experience with these?

 

BEST ANSWER: Try this site where you can compare quotes:insuretips.xyz

 

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If i get a car insurance quote form quinn direct in ire,for an integra 1.8 of any variety i wont get insured?

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Our company has to decide between going through ADP which can offer us 130 mutual funds that are a shares or Transamerica which is an insurance product or group annuity. The monthy fee to administer the 401k with ADP (they do our payroll too so it supposed to be easier) is $90 per month. Expense ratios range from .75% to 1.5% depending on which mutual fund. The fees with the Transamerica product has $50 per month in fees but we have to commit for several years and there are surrender charges. Also the sales guy said there are no hidden fees From reading online that sounds like he may be lying. Anybody have any experience with these?

 

My car insurance in RI?

I have car insurance in Rhode Island and my son lives with me. When I went to lower my coverage I found that my son had been included in the policy as a driver. I do not let him drive my car at all and they said that since he is licensed and living with me he is automatically included in the policy. This sounded to me as so much hogwash and I hope that someone can fill me in on this weird rule.

 

 

Rough Estimate For Liability Insurance?

Roughly what would is cost monthly for a million dollar liability insurance policy for a lawn/landscape business. The owners of the business would be under the age of 25

 

 

Can i pay for my dads car insurance?

my dad hasnt got a credit or debit card i have a debit card and im only 16 can i pay for my dads car insurance

 

 

Can I drive my parents' car without having my name added to the insurance list in the same city?

I would but it would probably increase the rate. So, can I just carry their insurance papers along with my license?

 

 

I am low income. Do I have to get health insurance?

I am a poor 30 year old guy going to school full time. I do not have health insurance. I live in Virginia. I make under $9,000 a year and Virginia does not expand Medicaid. What do I do? I am too poor to get health insurance at full price! :(

 

 

Whats affordable health insurance to get for myself and son?

my job offers health insurance that is way to expensive and i cant afford the 666$ a month they wanna charge how do i go about applying for something that ll cover me and my son and is actually affordable

 

 

Do Americans really believe democrats & Obama want to give affordable insurance and not socialist medicine?

affordable insurance for 50 mil more people doesn't just grow on trees, or does it? in Canada too, the gov in the 60s and 70s first fooled people in as only an INSURER, then within 20 years, it grew to become the monopoly MANAGER, to the point where ALL PRIVATE CARE IS NOW ILLEGAL IN CANADA. Should we be fooled by this cheap attempt? Sources: http://www.brianday.ca/canada-health-act.html http://www.theadvocates.org/freeman/8903lemi.html

 

 

What size engine should i get for cheap insurance?

It will be my first car, and i don't really want to be paying allot on insurance, but want a nice nippy little motor. So what size is cheap for insurance but not too small to be really really slow lol.

 

 

Can you get a car without insurance?

b/c im getting a car without insurance

 

 

Would car insurance be cheaper on a Honda Civic, a Chevy Cobalt or a Ford Focus?

They are 2005 model 2 door coupes. I am 25 years old and this will be my first car. I'm going to have to get full coverage insurance and I haven't had my license for that long. Also does it matter what color the car is? Someone told me that red cars have higher insurance(I'm getting a black car by the way). Thanks!!

 

 

I need health insurance. Should I get private insurance or Obamacare?

I am a 27 y/o healthy male non-smoker living in Arkansas with good income. Wife has employer insurance that is very expensive to add me, so that's a no-go. I'll be the only one on the plan. I am prescribed medication that requires a doc's visit once per 2 months to have it refilled (so need medication and decent office visit fees/co-pay). I know little to nothing about health insurance. I've always had it under mother's plan and through the university after that. So what's the best route to go? Private insurance even if its subject to a penalty? Or go with ObamaCare. I'd like to have my medication covered at least partially, doc's visits, protection for severe medical emergencies, and possibly dental. I don't want to pay an exorbitant amount, nor do I want to be locked into anything. Thanks for any help.

 

 

With car insurance, can you only have one driver per car insured?

Some updated papers came today and I saw that a woman was listed as driving my dad's truck. I called to ask if there was a mistake and he said that because she is a fellow inspector she also drives his truck and his work told him that he needed to add her to his insurance. I'm just wondering why only her name is listed as driving the truck. What would happen if he got into an accident with it? I'm sending the papers to his hotel so he can look them over and call the company but in the meantime I am curious!!!

 

 

How soon do I need auto insurance after getting my Driver's License?

I'm going to be getting my Drivers License for the first time in a week (I am 16), and I was wondering how soon after I get my license do I need to have auto insurance to drive legally? I'd like to be able to drive the day I get my license, but my parents don't want to add me to their insurance plan beforehand with the possibility of me failing the exam. Is their any kind of grace period that allows me to drive the day I get my license so I can wait until after I complete the test to purchase insurance?

 

 

Were can you get cheap car insurance?

i am 17 years old. i have ford kA and i am trying to look for cheap insurance cn any one help? xx

 

 

Where can i get health insurance from when i make very very little money?

im an 18 year old female and my dad dropped the ball a while back and i havent had health insurance for 2-3 years now. and i need health insurance so where can i get health insurance? i make little money like pretty much $30 a month cuz i have a part time job where i work once maybe twice a month i live in california. prefferably a health plan just for health and dental if possible...but really anything will do at this point

 

 

Are car insurance companies having a laugh?

Me and a friend were taking out some car insurance quotes the other day - entering his information in he got 1700 a year on an old '95 (i think) cincequento, which frankly was hilarious. Then, all we changed was the address so that he lived at my house. It pushed the insurance up to something like 2700. Now I dont get this - he lives in a pretty rough area in my town, right near where all the boy racers live and such. I however live in a small village about 2 miles away and just outside of the town. In my area, the population is about 90% seniors and it is very quiet. I thought insurance companies were supposed to weigh the risks of location against their policy? Why has mine come out a grand more?

 

 

Can I use my parent's car insurance to buy a car?

I have been covered under my parent's car insurance since I was 19 years old and still am. I did buy auto insurance for the new car that I am picking up today from the dealership. However, that insurance does not start until 12:01 am tomorrow morning. As I am still under my parent's insurance, can I use that insurance as proof of insurance when I go to pick up the car this afternoon?

 

 

How much life insurance?

Married, no kids, will buy a house next year, anuual income = about 80K Options: 1x annual salary - free 2 x - $9.44/month 3 x - $18.88/moth 4 x $8.32/month 5 x $37.76/month Also, should I bother w/spouse insurance (about $5/month?)

 

 

Car payments and insurance?

is it possible for me to finance a car in my name but put the car under my parents innsurance? so the innsurance would be cheaper

 

 

Average car insurance rates for people under 21 years old?

Average car insurance rates for people under 21 years old?

 

 

Insurance company for getting car out of compound?

I have full licence but need to get insurance company to cover to get car out of police compound

 

 

I just got my license, can I drive my mom's car before calling insurance?

I got my license on Friday and was wondering if I would be able to drive my mom's car tomorrow (Monday)? Our insurance company (Country) won't be open until Tuesday, so I won't be able to update our policy until then. Is this legal? :/ Thanks!

 

 

I need insurance on a car I just bought what should I tell the insurance company I am using it for?

I am planning on using it for all 3 options so I am wondering what one will cost the least. The options are Commute, Business, and Pleasure.

 

 

Life Insurance company inactive and I have a policy?

Federal Life and Casualty in Battle Creek, MI is now inactive. My dad had a 5k life insurance policy and has passed on. He has a fully paid policy on file. Is this a situation where the family is out of luck?

 

 

Can I drive my parents' car without having my name added to the insurance list in the same city?

I would but it would probably increase the rate. So, can I just carry their insurance papers along with my license?

 

What is the difference between a 401k with mutual funds and a 401k with a group annuity or insurance product?

Our company has to decide between going through ADP which can offer us 130 mutual funds that are a shares or Transamerica which is an insurance product or group annuity. The monthy fee to administer the 401k with ADP (they do our payroll too so it supposed to be easier) is $90 per month. Expense ratios range from .75% to 1.5% depending on which mutual fund. The fees with the Transamerica product has $50 per month in fees but we have to commit for several years and there are surrender charges. Also the sales guy said there are no hidden fees From reading online that sounds like he may be lying. Anybody have any experience with these?

https://www.linkedin.com/pulse/what-best-insurance-carter-freeman/